Estimate your monthly instalment, total interest and total cost of a home loan in Pakistan. Pick a financing option to pre-fill a current indicative rate, or enter your own.
Rate basis: ≈ 1-yr KIBOR + 3%. Offered by HBL, Meezan (Easy Home), Bank Alfalah, UBL, MCB, Bank AL Habib.
Down payment: Rs 3,000,000 · Loan amount: Rs 12,000,000
Estimated monthly instalment
Rs 158,015
Principal Rs 12,000,000 Interest Rs 25,923,540
Loan amountRs 12,000,000
Total interestRs 25,923,540
Total payableRs 37,923,540
Payments240 months
Rates as of July 2026 (1-yr KIBOR ≈ 12%; SBP policy rate 11.5%). These are indicative figures compiled from publicly advertised bank and SBP-scheme terms — most home finance is KIBOR-linked and changes over time. This tool is for planning only and is not a loan offer or financial advice. Confirm the current rate, fees and eligibility with the bank before deciding.
