Zell Decision Cockpit

Off-plan payment plan simulator

Model the booking + quarterly-instalment schedule most Karachi off-plan projects (Emaar / HMR style) use.

💰 Total cost 📈 Zell Estimate 🏦 Monthly (EMI)📅 Payment plan📊 ROI ◍ Area intel 🌍 Overseas

Total price

Unit

Booking (%)Years to possessionOn possession (%)

Your indicative schedule

Booking20% up frontRs 1.20 Cr

12 quarterly instalmentsover ~3 year(s)Rs 35 Lakh each

On possession10% on handoverRs 60 Lakh

TotalRs 6 Cr

Rs 35 Lakh/quarter ≈ Rs 11.67 Lakh/month across the build

Indicative schedule only. Real developer plans vary (milestone vs time-linked, ballooning instalments, discounts). Before booking any off-plan property, confirm the exact plan, the developer's delivery record and the project's NOC / approval status with a Zell advisor — off-plan is the highest-risk purchase in Pakistan.

💬 Check a project with Zell Verified off-plan →