The number that matters to a seller isn’t the sale price — it’s what actually lands in your account after tax, commission and dues. This calculator gives you that net figure for a Karachi sale, so there are no surprises at the transfer counter.
What comes out of your sale price
Three things typically reduce a Karachi seller’s proceeds: FBR 236-C advance tax deducted at transfer (much lower for filers, and adjustable against your return), the agent commission, and any outstanding society or DHA duesyou must clear before the No-Dues Certificate is issued. Enter each above to see your net proceeds.
Filer status is the biggest lever
A non-filer can pay several times the 236-C rate a filer pays — and unlike a filer, cannot adjust it against their annual tax. On a multi-crore property that gap runs into lakhs. If you are selling, getting onto the Active Taxpayers List before the transfer is often the single most cost-effective step you can take. The tool defaults to indicative TY2026 rates but lets you edit them.
Honesty note: figures are indicative for 2026 and FBR rates change with each Finance Act. 236-C is an adjustable advance tax (filers recover much of it on filing). This tool is for planning, not tax advice — confirm current rates with a tax adviser.
Frequently asked questions
What are net proceeds when selling a property?Net proceeds are what you actually receive after the sale: the sale price minus 236-C advance tax deducted at transfer, the agent commission, any outstanding society/DHA dues, and other selling costs.
Is 236-C advance tax a permanent cost for a filer?Not entirely. 236-C is an adjustable advance tax — a filer can set it against their annual tax liability when they file a return, so a filer effectively recovers much of it. A non-filer cannot, which is one reason non-filers pay far more overall.
What 236-C rate should I use?As an indicative TY2026 guide, filers pay a lower rate (around 4.5% up to Rs 50M, rising for higher values) and non-filers substantially more (around 11.5%). FBR rates change with each Finance Act — confirm the current rate, and the tool lets you edit it.
Does this include the 7E certificate or capital gains tax?7E is a certificate/clearance requirement rather than a percentage cost, so it isn't in the headline figure. Capital gains tax may apply depending on your holding period. See the seller tax guide, and confirm both with a tax adviser.
How can I keep more of my sale price?Being a filer on the Active Taxpayers List is the biggest lever — it lowers your 236-C rate and lets you adjust it later. Selling with Zell also means no TOP: we never take a margin on top of your agreed price.
Sell with Zell — and keep your agreed priceFree valuation, salaried advisors, and never a rupee taken on top (no TOP).
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